ZUMIPAY

Mobile communications devices in the nature of mobile phones, and mobile point of sale systems consisting of mobile point of sale terminals; computer peripherals for mobile communication devices and mobile point of sale systems, and software used to operate the aforementioned goods; computer hardware and software to allow users to perform e-commerce transactions; computer hardware and software that provides analytic tools for payment processing, creation, management and optimization of customer relationships and loyalty programs, and business optimization programs; application programming interface (API) computer software which facilitates online services for social networking, building social networking applications and for allowing display, access, retrieval, uploading, downloading, sharing and management of data, information, audio and video images

Electronic payment services involving electronic processing and subsequent transmission of bill payment data via a global computer network; bill payment services, namely, management and execution of electronic purchase payments; bill payment services, namely, management and execution of financial transactions using mobile communication devices; merchant payment transaction processing services; providing secure bill payment and commercial transactions options using mobile communication devices at a point of sale; providing a virtual currency for use by members of an online community via computer and communication networks; providing secure commercial transactions and payment options using a mobile device at a point of sale

Provision of computer-based analytic tools namely providing temporary use of non-downloadable software used to evaluate the performance and effectiveness of credit card, debit card, gift card, cash, and in kind payment processing and tracking and to facilitate payment processing; designing, creating and hosting of bill payment websites; providing temporary use of non-downloadable computer software for processing electronic payments over computer networks, intranets and the internet; computer services, namely, software-as-a-service provider (SaaS) in the field of electronic processing of payments featuring software to permit remote data management for wireless delivery of content to computers and mobile communication devices; computer services, namely, software-as-a-service provider (SaaS) in the fields of wireless communication, mobile information access, and remote data management featuring software used for wireless delivery of content to computers and mobile communication devices; hosting, managing, developing, and maintaining applications, software, and websites in the fields of wireless communication, mobile information access, and remote data management for wireless delivery of content to computers and mobile communication devices; application service provider featuring software for providing an on-line database in the field of transaction processing to upload transactional data, provide statistical analysis, and produce notifications and reports; computer systems security services, namely, controlling access and privileges to software; information security services, namely, controlling access and privileges to software