ZOOT

Consulting services in the field of development, design, selection, implementation and use of computer hardware and software systems for others; application service provider featuring software for use in the lending field, for risk analysis, data analysis, risk modeling, and credit score calculation; application service provider featuring software for use in the lending field, for use in credit decisions, for evaluating applications, acquiring third party data, performing risk analysis, conducting identity verification, and conducting fraud investigation; application service provider featuring software for use in the lending field, for providing a single, real-time credit prescreen based on third party vendor or credit bureau data; application service provider featuring software for the lending industry, featuring credit application processing, risk analysis, data analysis, risk modeling and analysis, and credit score calculation and analysis; application service provider featuring software for use as a decision engine in the field of lending, credit application processing, risk analysis, data analysis, risk modeling and analytics, credit score calculation and decisioning; application service provider featuring software in the lending field for use in evaluating applications, acquiring third party data, performing risk analysis, conducting identity verification, and conducting fraud investigation, resulting in statistically valid, real-time credit decisioning; application service provider featuring software in the lending field, namely, software for providing a single, real-time credit prescreen based on third party vendor or credit bureau data