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Computer software for business process management, namely, graphical user interface software that provides automated and manual execution of processes based on rules in support of the lending process; computer software for managing information pertaining to business processes among customers, data providers and business partners via computer networks, in order to improve efficiency

Consulting services in the field of development, design, selection, implementation and use of computer hardware and software systems for others; application service provider featuring software for processing of lending and credit applications; application service provider featuring software for use in the lending field, for risk analysis, data analysis, risk modeling, and credit score calculation; application service provider featuring software for use in the lending field, for real-time creation of documents used in credit application processing; application service provider featuring software for use in the lending field, for modification of attributes used in business rules; application service provider featuring software for use in the lending field, for providing reports and analyses; application service provider featuring software for use in the lending field, for use in credit decisions, for evaluating applications, acquiring third party data, performing risk analysis, conducting identity verification, and conducting fraud investigation; application service provider featuring software for use in the lending field, for providing a single, real-time credit prescreen based on third party vendor or credit bureau data; application service provider featuring software for use in the lending field, for developing interactive graphical user interface web pages; application service provider featuring software for the lending industry, featuring credit application processing, risk analysis, data analysis, risk modeling and analysis, and credit score calculation and analysis; application service provider featuring software for use as a decision engine in the field of lending, credit application processing, risk analysis, data analysis, risk modeling and analytics, credit score calculation and decisioning; application service provider featuring software for use in the real-time creation of documents based on standard templates and dynamic content from a variety of sources and channels; application service provider in the lending field, namely, software that allows real- or near real-time modification of attributes used in business rules; application service provider in the lending field for the purpose of generating dynamic reports and analytic information from a variety of data sources and channels; application service provider featuring software in the lending field for use in evaluating applications, acquiring third party data, performing risk analysis, conducting identity verification, and conducting fraud investigation, resulting in statistically valid, real-time credit decisioning; application service provider featuring software in the lending field, namely, software for providing a single, real-time credit prescreen based on third party vendor or credit bureau data; application service provider in the lending field, providing a graphical user interface for use in the generation and design of web-based screens and the underlying service to display those screens and provide user interactions with those screens