ZOOMPASS

Software for processing electronic payments to and from users of telephones, computers and portable electronic devices; software comprising a digital or electronic wallet for storage of payment information, personal information and electronic cash in an electronic device or a centralized database; magnetic encoded cards to be used for payment and identification; and electronic devices, namely, mobile phones with an integrated circuit chip to be used for payment or identification

Financial clearing house services, namely, clearing and reconciling financial transactions via a computer network; providing financial services, namely, prepaid purchase card services, namely, processing electronic payments through pre-paid cards, credit card, debit card and line of credit services, processing and transmission of bills and payments thereof; and insurance underwriting for financial transactions conducted via a computer network