ZNAP

Computer and telecommunications hardware, software and peripherals for monitoring and alerting unauthorized money payments via the Internet; computer hardware and software, namely, electronic financial platform that accommodates multiple types of payment and debt transactions in an integrated mobile phone, PDA, and web based environment; electronic equipment for point of sale (POS) systems, namely, mobile communications devices, cash registers, computer hardware; computer operating software and peripherals for use in mobile communication devices, cash registers, and for other point of sale systems; computer e-commerce hardware and software to allow users to perform electronic business transactions; hardware and software for electronic data storage and electronic data sorting for use with payment creation and processing, customer relationship management (CRM) and customer loyalty programs; computer software using application programming interface (API) which features online services for social networking, building social networking applications and for allowing display, access, retrieval, uploading, downloading, sharing and management of data, information, audio and video images

Business management services in the field of credit card, debit card, gift card, cash, and in kind payment processing and tracking; creation and provision of customer relationship and loyalty program services; processing services for payment transactions based on credit cards, debit cards, gift cards, and other forms of payment; business optimization services, namely, facilitating the exchange of financial and business information between and among customers and businesses related to e-commerce transactions; advertising, marketing and promoting goods and services for others; cooperative advertising services, namely, advertising, marketing and promoting goods and services for others; dissemination of advertising, marketing and promotional materials for others via public and private wireless networks for display on mobile communication devices; providing advertising space via the global computer network; business administration consultancy services

Financial services, namely, person to person payments; bill payment services; automated bill payment services; bill payment services provided through a website; electronic payment services involving electronic processing and subsequent transmission of bill payment data via a global computer network; management and execution of electronic bill payments, electronic purchase payments, and fund transfers; management and execution of financial transactions using mobile communication devices; electronic cash transactions; electronic credit card transactions; electronic debit card transactions; electronic gift card transactions; merchant payment transaction processing services; providing secure bill payment and commercial transactions options using mobile communication devices at a point of sale; providing a virtual currency for use by members of an online community via computer and communication networks; insurance subrogation services, insurance payment services, and insurance renewal services

Telecommunication services for providing multiple-user access to a global computer network; communication services, namely, electronic transmission of data among users of computers and mobile communication devices; providing private and secure electronic communication over a global computer network, mobile communication network and telephones; providing online communication links which transfer website users to other local and global web pages; providing access to third party websites by enabling users to log in through a universal login username and password via the Internet, a global computer network, mobile communication networks and devices and telephones; broadcasting services, namely, provision of online forums for sharing and management of data, information, audio and video images via the Internet, a global computer network, mobile communication networks and devices, and telephones; providing online chat rooms and electronic bulletin boards for transmission of messages among users; providing photo sharing, video sharing and computer games via the Internet, a global computer network, mobile communication networks and mobile communication devices

Providing information in the field of entertainment, cultural activities, sports events, computer games and education via the Internet, a global computer network, mobile communication networks and mobile communication devices; arranging and conducting of contests and incentive reward programs designed to recognize and reward certain individuals and groups; training services in the field of incentive reward programs; arranging and conducting seminars, symposiums, workshops and educational conferences in the field of mobile payments, bill payments, systems security, intellectual property licensing; providing non-downloadable electronic books, journals, magazines, instruction manuals in the field of mobile payments, bill payments, systems security, intellectual property licensing via the Internet, global computer networks, mobile communication networks and mobile communication devices

Designing, creating and hosting electronic commerce websites featuring bill payment services for others; providing temporary use of non-downloadable computer software for processing electronic payments over computer networks, intranets and the internet; computer services, namely, acting as a software-as-a-service (SAAS) provider in the field of electronic processing of payments to host software to permit remote data management for wireless delivery to computers and mobile communication devices; computer services, namely, acting as a software-as-a-service (SAAS) provider in the fields of wireless communication, mobile information access, and remote data management for wireless delivery to computers and mobile communication devices; application service provider, namely, hosting, managing, developing, and maintaining applications, software, websites, and databases in the fields of wireless communication, mobile information access, and remote data management for wireless delivery of content to computers and mobile communication devices; application service provider featuring software for providing an on-line database in the field of transaction processing to upload transactional data, provide statistical analysis, and produce notifications and reports

Monitoring of computer systems for security purposes; security services, namely, providing security for information systems; financial transaction security services; security risk assessment services; licensing of intellectual property; licensing of computer software, computer game software and video game software; consulting services in the field of electronic financial transaction and personal data security; consulting services in the field of licensing of intellectual property; on-line social networking services