ZIXIT

computer software for use with electronic mail services, telecommunications services, namely, personal communication services, gateway services, and providing connections to a global computer network, electronic mail forwarding and encryption services, delivery of messages and data by electronic transmission, electronic store-and-forward messaging, and electronic transmission of data and documents by computer terminals, and for use with electronic payment services, namely, to facilitate electronic processing and transmission of bill payment data, online electronic credit and debit transactions and funds transfer