ZAPFI

Financial advisory and consulting services, namely, advising on implementation, operation, and management of customer credit programs; financial strategy development relating to customer lending and credit; credit strategy management services; credit risk management; evaluation of the credit worthiness of customers; financial information services; financial data analysis; financial analysis, namely, compiling, analyzing, and reporting statistics, data, and other sources of information for financial purposes; payment processing services in the field of consumer credit; credit recovery and collection services