ZAP

Computer application software for mobile phones, handheld computers, and desktop computers, namely, software for money transfers, budgeting, banking services, payment services, electronic processing and transmission of payment data, fund replenishment services, financial transactions, and debit card, credit card, cash card, and stored value card transactions; computer software, namely, electronic financial platform for use with mobile phones, handheld computers, and desktop computers; downloadable software in the nature of a mobile and desktop application for money transfers, budgeting, banking services, payment services, electronic processing and transmission of payment data, fund replenishment services, financial transactions, and debit card, credit card, cash card, and stored value card transactions

Marketing, promotional, and advertising services in the nature of pamphlets, flyers, brochures, audiovisual works, emails, and banner advertisements provided by mobile phone, handheld computer, and desktop computer connections; promoting banking services and credit, debit, stored value, and cash card usage and sales through the administration of customer loyalty and incentive rewards programs; providing financial service customer loyalty and incentive rewards programs; providing a website that tracks account information for credit cards, debit cards, and cash cards

Money transfer, banking and budgeting services provided by mobile telephone, handheld computer, and desktop computer connections; money transfer services; wireless telephone payment services, namely, bill payment services and credit and debit card payment services; debit card, credit card, cash card, and stored value card services; banking services; financing services and loan financing; consumer and commercial lending services and money lending; providing personal loans and lines of credit; financial loan consultation; cash-acceptance transaction services for supporting the funding of prepaid credit cards and debit cards; fraud detection services in the field of debit and credit card purchases; analysis and evaluation of the creditworthiness of individuals; credit rating services; electronic payment services, namely, electronic processing and transmission of bill payment data; providing fund replenishment services in connection with debit card services that permit card holders to fund debit cards, make online and telephone payment transactions, and pay for consumer services, debts, and bills; financial investment services in the field of certificates of deposit; automated teller machine (atm) services; on-line banking services; payment processing services, namely, processing electronic payments made through debit cards, credit cards, cash cards, and stored value cards; funding online cash accounts from prepaid debit and credit card accounts; electronic check transaction processing services; foreign exchange services, namely, foreign exchange transactions, foreign exchange information services, and providing for the exchange of foreign currency; issuance of bank checks and travelers checks; safety deposit box services; providing information and consultation in the fields of debit, credit, stored value, and cash card services, debit card, credit card, bill payment, and electronic check transaction processing services, commercial lending, consumer lending, and online banking