ZAFIN

Downloadable computer software for use in the insurance and financial services industries and for business management, customer relations management, and customer loyalty programs, namely, tracking customer transactions and balances for the purposes for assessing relationship of the customer; downloadable computer software for automating pricing and delivering personalized rewards in the nature of providing customer benefits in the form of cashbacks, bonus interest, cash bonus and other points based rewards; downloadable computer software for product development, product information management, product lifecycle management, product ordering, catalog management, workflow management, business management, namely, ensuring customers are provided products based on their eligibility and suitability; downloadable computer software for billing automation; downloadable computer software for use in the financial services industry, namely, for tracking and analyzing the financial information, economic information, transactions, customers, and product offerings of financial institutions to provide strategy, marketing, sales, operation, and product design insight

Software as a service (SAAS) for use in the insurance and financial services industries and for business management, customer relations management, and customer loyalty programs, namely, tracking customer transactions and balances for the purposes for assessing relationship of the customer; software as a service (SAAS) for automating pricing and delivering personalized rewards in the nature of in the nature of providing customer benefits in the form of cashbacks, bonus interest, cash bonus and other points based rewards; software as a service (SAAS) services featuring software for product development, product information management, product lifecycle management, product ordering, catalog management, workflow management, business management, namely, ensuring customers are provided products based on their eligibility and suitability; software as a service (SAAS) services featuring software for billing automation; software as a service (saas) featuring software for use in the financial services industry, namely, for tracking and analyzing the financial information, economic information, transactions, customers, and product offerings of financial institutions to provide strategy, marketing insight, sales insight, operation insight in the nature of identifying business inefficiencies, and product design insight; software implementation services; platform as a service (PAAS) services featuring computer software platforms for application development, business analytics, business intelligence in the nature of tracking competitor price information, business and financial performance management in the nature of bookkeeping software, business intelligence analytics, enterprise analytics, enterprise information management strategy, business data governance, business data management, data science in the nature of data mining and analytics, data warehousing, data systems quality control, data systems integration, data systems architecture, data analysis and machine learning and enterprise information management for the purposes of business transformation, for the purpose of business discovery, for the purpose of business agility, and for business reliability, software for predictive business analytics, business optimization analytics, business and financial modeling, business planning in the nature of predicting future profits, business forecasting, business reporting, interactive visualization of business data, and predictive business analysis, business and financial data processing and analysis, business process automation in the nature of automatic alerts being presented to business managers and clients, identifying and implementing business process improvements in the nature of tracking workforce, deciphering and using business and financial data in the nature of providing insightful reports, accessing, integrating, reporting, processing, analyzing, and managing business and financial data in the nature of compiling business data from multiple systems and normalizing them into a unified industry standard data model, enhancing computer