Z-WALLET

Financial transaction services, namely, providing secure payment options and electronic funds transfer services; credit, debit, and pre-paid payment product processing and financial management services, including balance tracking and promoting and rewarding loyalty; processing of electronic fundstransfer, ACH (automated clearing house), credit card, debit card, prepaid card, electronic check and electronic, mobile and online payments; processing of bill payments; electronic transfer of money between users; financial services, namely, microfinance lending services