Z FACTOR

Electronic payment services, namely, electronic processing of bill payments relating to health care insurance claims to health care providers; administration of preferred provider plans in the healthcare field wherein independent healthcare providers agree to accept rate of reimbursement as full payment for services rendered or administered to individuals enrolled in health care benefit programs issued or administered by healthcare administration companies

Providing electronic transmission of bill payment data regarding health care insurance claims to health care providers

Development and implementation of software, database and technology solutions for the purpose of providing savings on medical, dental and workers' compensation healthcare costs utilizing proprietary provider contracts, PPO networks, provider negotiations, and data analytics to achieve savings for national client base

Providing health care information featuring triage protocols via worldwide computer networks