Z-BILL PAYMENT SERVICES

Electronic funds transfer, electronic payments, namely electronic processing and transmission of bill payment data, checking and savings account services and financial portfolio management, all via a global computer network

Telecommunication services, namely, providing local and long distance telephone services; providing electronic voice, voice mail, facsimile and data transmission, and electronic mail; providing telephonic routing services, namely activating call forwarding from telephone to telephone; providing communication connections for the transmission of voice, electronic mail and data by linking users via facsimiles and telephones and a global computer network; providing electronic data interchange services; receiving invoices, managing accounts and electronic fund transfer services, all via a global computer network