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Downloadable computer operating programs; downloadable computer software for, completing electronic payments, accessing merchant offers, accessing payment option products, linking ecommerce websites to credit offer recipients, design, implementation and delivery of targeted promotions, marketing campaigns, text and graphics via mobile payment devices and mobile devices, for use in application processing, credit analysis, customer tracking, debt monitoring, debt collection, dispute resolution, and management of prepaid card programs, credit card programs, value card programs, loyalty card programs for payment card issuers and acquirers, merchants, banks, financial institutions, and product and service providers; downloadable computer software for tracking website traffic, ecommerce activity, customer loyalty, and sales conversion rates; downloadable application software for completing electronic payments, accessing merchant offers and accessing payment option products, linking e-commerce websites to credit offer recipients, design, implementation and delivery of targeted promotions, marketing campaigns, text and graphics via mobile payment devices and mobile devices, for use in application processing, credit analysis, customer tracking, debt monitoring, debt collection, dispute resolution, and management of prepaid card programs, credit card programs, value card programs, loyalty card programs for payment card issuers and acquirers, merchants, banks, financial institutions, and product and service providers; recorded computer applications for completing electronic payments, accessing merchant offers and accessing payment option products, linking e-commerce websites to credit offer recipients, design, implementation and delivery of targeted promotions, marketing campaigns, text and graphics via mobile payment devices and mobile devices, for use in application processing, credit analysis, customer tracking, debt monitoring, debt collection, dispute resolution, and management of prepaid card programs, credit card programs, value card programs, loyalty card programs for payment card issuers and acquirers, merchants, banks, financial institutions, and product and service providers; downloadable software applications for completing electronic payments, accessing merchant offers and accessing payment option products for mobile devices, linking e-commerce websites to credit offer recipients, design, implementation and delivery of targeted promotions, marketing campaigns, text and graphics via mobile payment devices and mobile devices, for use in application processing, credit analysis, customer tracking, debt monitoring, debt collection, dispute resolution, and management of prepaid card programs, credit card programs, value card programs, loyalty card programs for payment card issuers and acquirers, merchants, banks, financial institutions, and product and service providers; downloadable computer application and software applications for completing electronic payments, accessing merchant offers and accessing payment option products for mobile devices, linking e-commerce websites to credit offer recipients, design, implementation and delivery of targeted promotions, marketing campaigns, text and graphics via mobile payment devices and mobile devices, for use in application processing, credit analysis, customer tracking, debt monitoring, debt collection, dispute resolution, and management of prepaid card programs, credit card programs, value card programs, loyalty card programs for payment card issuers and acquirers, merchants, banks, financial institutions, and product and service providers; downloadable computer software for tracking website traffic, ecommerce activity, customer loyalty, and sales conversion rates, all provided online from a global computer network or the internet; downloadable electronic data files featuring store vouchers, loan agreements and purchase history reports relating to completing electronic payments, accessing merchant offers and accessing payment option products and downloadable sound, music, images, videos, films and educational lectures in the field of completing electronic payments, accessing merchant offers and accessing payment option products; apparatus and instruments for recording, reading, writing, storage, processing, reproduction and display of text, data, information, sound, music, images, videos, film and other media, namely, computer monitors; downloadable software for use in password storage and retrieval for use in connection with computers; downloadable computer software for downloading text, graphics, images and electronic publications; downloadable electronic books, magazines, journals and other publications in the nature of newsletters in the field of information about electronic payments, merchant offers and payment option products; downloadable digital materials, namely, information about electronic payments, merchant offers and payment option products downloadable from the internet; downloadable software for processing electronic payments; downloadable online payment processing software; electronic payment terminals, money dispensing and sorting devices in the nature of automatic teller machines; computer hardware for processing electronic payments to and from others; downloadable software for controlling access to computer networks; downloadable network access server operating software

Financial services, namely, namely, processing of electronic wallet payments, providing secure commercial transactions and payment options; electronic funds transfer; transfer of funds via electronic communication networks; financial payment services, namely, financial management of reimbursement payments for others; financial transactions, namely, providing secure commercial transactions and payment options; payment processing services, namely, namely, credit card and debit card transaction processing services; automated payment services, namely, Automated Clearing House (ACH) transaction processing services; remote payment services, namely, namely, electronic remote check deposit services; contactless payment services, namely, processing of contactless credit and debit card payments; payment transaction card services, providing electronic processing of credit card transactions and electronic payments via a global computer network; financial transfers and transactions, and payment services, namely, electronic transfer of funds; bank card, credit card, debit card and electronic payment card services; bank card, credit card, debit card and electronic payment card services, namely, electronic transfer of funds; payment services provided via wireless telecommunications apparatus and devices, namely, money transfer

Providing temporary use of on-line non-downloadable software for processing e-payments; providing temporary use of online, non-downloadable software namely an Application service provider (ASP) featuring software for use in completing electronic payments, accessing merchant offers and accessing payment option products; digital signature verification and authorisation services, namely, electronic signature verification services using technology to authenticate user identity; identification, authorisation, authentication and verification of data in the nature of data security and transaction validation services, namely, electronic document and e-mail authentication services; electronic signature verification and authorisation services, namely, electronic signature verification services using technology to authenticate user identity; providing user authentication services using single sign-on technology for online software applications; information, advisory and consultancy services in the field of user authentication services