YOUR LAND. YOUR COMMUNITY. YOUR BANK.

[ Loan financing services, mortgage and home equity loan services, automated teller machine services, debit card services and home banking services, namely, banking services accessed via a personal computer and a global computer network connection; insurance agency services; and, mortgage banking and lending services ] * BANKING AND FINANCIAL SERVICES, NAMELY, CHECKING AND SAVINGS ACCOUNT SERVICES, CERTIFICATE OF DEPOSIT ACCOUNT SERVICES, INDIVIDUAL RETIREMENT ACCOUNT SERVICES, CREDIT CARD SERVICES, AND DIRECT DEPOSIT SERVICES *