YOUR DIGITAL HALO

Credit card services in the nature of evaluation and reporting of credit bureau data for individual holders of their credit status with designated credit bureaus; Providing credit reporting data maintained by others; credit risk management services, namely, obtaining credit information and other public and personal financial information for use in providing reports on credit risks due to identity theft; fraud resolution assistance, namely, providing advice and consultation in the field of resolving personal financial damage caused by identity theft; all the aforesaid services excluding gathering, collecting or providing information about consumer behavioral data; all the aforesaid services offered to end consumers in the fields of restoring credit damaged by identity theft and preventing fraud and identity theft

Electronic monitoring of credit card activity to detect identity theft fraud via the internet; financial identity theft monitoring, namely, collection, verification and analysis of consumer financial information to detect and prevent fraud and identity theft via electronic communications networks; internet surveillance of financial information, namely, electronic monitoring or financial transactions to detect fraud via the internet; all the aforesaid services excluding gathering, collecting or providing information about consumer behavioral data; all the aforesaid services offered to end consumers in the fields of restoring credit damaged by identity theft and preventing fraud and identity theft

Providing online resources in the field of identity theft protection featuring methods, tools, and techniques to safeguard personal identifying information; notification letter services in the nature of providing legal consultation regarding identity theft, data losses and unauthorized access to data for affected customers; all the aforesaid services offered to end consumers in the fields of restoring credit damaged by identity theft and preventing fraud and identity theft