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monitoring consumer credit reports and providing an alert as to any changes therein for business purposes

financial advice and consultancy services in the field of everyday personal finance and loans, namely, personal, small business, student and auto loans via a global computer network; mortgage banking and lending services; financial services, namely, investment brokerage services, financial planning services in the field of securities and brokerage; advisory services relating to credit and debt control, investment, grants and financing of loans; credit consultation; credit inquiry and consultation; issuing of credit cards; debt consolidation services; debt counseling services; insurance services, namely, underwriting, issuance and administration of life, health, accident and fire insurance