YOU TECHNOLOGIES

Electronic payment services, namely, providing electronic transmission and processing of financial transactions between consumers and merchants by means of biometric-based identity verification and transaction authorization, wherein individuals are identified within on-line databases that link their financial or loyalty/reward accounts with their biometric data; electronic payment processing services; providing a web site featuring financial information, namely, electronic payment processing information; electronic processing and transmission of payments to merchants via on-line debit, checking, credit card, and loyalty/reward account payments; electronic commerce transaction processing services in multiple currencies; electronic credit card transactions; ACH wire transfer of funds; telephone payment transactions; debit card transactions; financial analysis of transactions on-line via a commerce management interface; electronic payment services, namely, transaction services for merchants by means of on-line databases; electronic processing and transmission of payments to merchants; electronic processing and transmission of payments by merchants, electronic processing and transmission of payment to merchants via on-line debit, checking, credit card, and loyalty/reward account payments; electronic processing and transmission of payments by merchants via on-line debit, checking, credit card, and loyalty/reward account payments; providing a biometric authentication and payment system, namely, providing electronic transmission and processing of financial transactions between consumers and merchants by means of biometric based identity verification and transaction authorization, where individual consumers are identified within databases that link an individual consumer's financial accounts with their biometric data. providing electronic transmission and processing of financial transactions between consumers and merchants by means of biometric-based identity verification and transaction authorization, wherein individuals are identified within on-line databases that link their financial or loyalty/reward accounts with their biometric data

Providing biometric-based identity verification services for control of building environmental access and security systems; Access management services, namely, providing biometric-based identity verification services for control of employee time and attendance records; identification verification services, namely, providing authentication of personal identification information through the use of biometric data; identification verification services, namely, providing authentication of personal identification information via secure storage and transmitting such information via the Internet; identification verification services, namely, providing authentication of personal identification information; providing user authentication services in e-commerce transactions; Identification verification services for the gaming and gambling industry, namely, providing authentication of personal identification information, namely, the identification of individual consumers through use of biometric data, and providing merchants with identification verification of customers by linking user accounts with biometric data; providing biometric authentication services over the Internet; providing checking, credit, debit, and loyalty/reward account verification services, namely, transaction identification and authentication services for merchants by means of on-line databases that link customers' checking, credit, debit, or loyalty/reward accounts with their biometric data; identification verification services, namely, providing authentication of personal identification information for merchants by means of online databases; biometric security scanning and processing via a computer network and at the point of sale for the purpose of banking and credit issuance; providing databases to merchants wherein the databases facilitate identification of individual customers by linking checking, credit, debit, or loyalty/reward accounts with biometric data. providing services for use in identifying individuals through the use of biometric data and through the use of biological identification techniques, namely, fingerprints; providing transaction identification and authentication services for merchants by means of on-line databases that link customers' checking, credit, debit, or loyalty/reward accounts with their biometric data