YOU CAN BANK ON IT!

WIRELESS VOICE AND DATA COMMUNICATIONS SERVICES, NAMELY, TRANSMISSION OF DATA AND MESSAGES, CELLULAR COMMUNICATIONS SERVICES, AND WIRELESS BILL PAYMENT AND TRANSACTION SETTLEMENT SERVICES; WIRELESS DATA COMMUNICATIONS SERVICES, NAMELY, TRANSMISSION OF FINANCIAL ACCOUNT DATA TO AND/OR FROM A WIRELESS COMMUNICATIONS DEVICE FOR PURPOSES OF DETERMINING ACCOUNT INFORMATION AND/OR FOR PAYMENT OF BILLS AND/OR SETTLEMENT OF TRANSACTIONS MADE VIA A GLOBAL COMMUNICATIONS NETWORK OR AT A POINT OF SALE TERMINAL EQUIPPED TO COMMUNICATE WITH WIRELESS COMMUNICATIONS DEVICE