YESTECHNOLOGIES

Stored value cards namely encoded smart cards and encoded integrated circuit cards containing programming for conducting electronic banking transactions via a global computer network; multiconnector adaptors for interconnection of telephones, computer, stored value card readers and writers and computer network server; computer hardware and computer software used in electronic commerce and mobile commerce, namely used to allow users to perform electronic business transactions via a global computer network; electronic transaction equipment and computer terminals for use in electronic commerce with stored value cards and/or magnetic cards; computer hardware for reading, writing, recording, transmission and/or reproduction of data embodied on stored value cards and/or magnetic cards