YES SECURE COMMERCE

STORED VALUE CARDS NAMELY ENCODED SMART CARDS AND ENCODED INTEGRATED CIRCUIT CARDS CONTAINING PROGRAMMING FOR CONDUCTING ELECTRONIC BANKING TRANSACTIONS VIA A GLOBAL COMPUTER NETWORK; MULTICONNECTOR ADAPTORS FOR INTERCONNECTION OF TELEPHONES, COMPUTERS, STORED VALUE CARD READERS AND WRITERS AND COMPUTER NETWORK SERVERS; COMPUTER HARDWARE AND COMPUTER SOFTWARE USED IN ELECTRONIC COMMERCE AND MOBILE COMMERCE, NAMELY USED TO ALLOW USERS TO PERFORM ELECTRONIC BUSINESS TRANSACTIONS VIA A GLOBAL COMPUTER NETWORK; ELECTRONIC TRANSACTION EQUIPMENT AND COMPUTER TERMINALS FOR USE IN ELECTRONIC COMMERCE WITH STORED VALUE CARDS AND/OR MAGNETIC CARDS; COMPUTER HARDWARE FOR READING, WRITING, RECORDING, TRANSMISSION AND/OR REPRODUCTION OF DATA EMBODIED ON STORED VALUE CARDS AND/OR MAGNETIC CARDS