Y-O-U

Financial and monetary services, namely, bank transactions; savings bank transactions; distribution of financial products; financial consultancy; financing; granting of loans and credits; deferred payment loans; bureaux; taking over guarantee deposits; taking over surety ships; leasing; mortgage banking; issue of bank-, debit- and credit cards; collection of rental- and leasing income; collection of outstanding debts; debt collection agencies; factoring; deposits of valuables; safe deposit services; financial analyses; financial information; financial consultancy; drafting of fiscal tax opinions and tax assessments; securities brokerage; negotiation of investments, especially in investment funds, shares, participations, precious metals, raw materials and derivatives; financial management; exchanging money; capital investments; capital transfer; payment transactions; clearing; issuing and redemption of travellers' cheques; verification of cheques; stock exchange quotations; fund raising for charitable and other purposes; appraisal evaluation of antiques, jewelry and works of art; Insurance underwriting services, namely insurance consultancy; negotiation and conclusion of insurance policies of all kinds, in particular life, accident, property and marine insurance, and assessments in matters of insurance;Real estate business services, namely leasing, rental, administration, negotiation, purchase, sale, leasing, assessment, financing and insurance of real estate; participation in real estate businesses, real estate funds and real estate service companies, as well as negotiation of participations in real estate companies, real estate funds and real estate service companies; and supplying any of the above-mentioned services by means of the Internet

Telecommunication services, namely, telephone services, transmission and broadcasting of radio and television programs and news, electronic transmission of data, images, documents, news and messages via computer terminals and computer networks; interactive broadcasting and telecommunications services; Teletext services; interactive videotext services; news agency services including news publication; providing information, news, text, sound, images and data via the Internet;transmission of information, news, text, sounds, images and data for electronic representation; sending and transmission of digital information; broadcasting and telecommunication by or with the assistance of computers; broadcasting and telecommunication by telephone, cable, wire, optical fiber or cordless transmitter; receipt and exchange of information, news, text, sounds, images and data; rental of telecommunications apparatus; interconnection of networks; networking; recording, gathering and processing of data; information services and consultancy concerning the any of the above-mentioned services

Computer services for others, namely, design, construction, operation and maintenance of programs for data processing and of computer software including consultancy, and in particular with respect to platforms for the on-line offering, at wholesale and retail, of goods and services of all kinds over the Internet, and in particular with respect to the fields of personnel services,travel organization and financial services; the design, construction, installation, operation and maintenance of homepages and other pages that can be called up over the Internet; serving as an operator of a computer network and as an Internet access provider, namely preparing, supplying, negotiating and renting access possibilities and access time to digital networks, data networks and the Internet, communication networks and computer databases; design, construction, operation and maintenance of, as well as providing access to, indexing and search engine software for the retrieval of information, pages and other resources such as databases available over the Internet; providing access via portal pages to the Internet; providing access time to electronically retrievable directories over the Internet with respect to all kinds of information, pages and other available resources such as databases; wholesale trading services by means of telecommunication networks and particularly computer networks; providing information about computer software, databases, websites and the Internet; supplying online information from a computer database or a computer network; computer consultancy with respect of the processing of orders and payments; rental of software, and professional consultancy