XPROTECT

Credit card merchant servicing program, namely, credit card verification; management and consultation, namely, providing a wide range of financial information and analysis to online retailers by electronic means in connection with credit cards, debit cards and other payment cards, marketing data, cardholder spending, fraud, risk management, terminated merchants and reporting of chargebacks on credit cards

Providing fraud detection and control services exclusively in the field of credit cards for online purchasing; Computerized fraud detection and evaluation services in the field of credit card payment processing services; investigation and surveillance services relating to credit card fraud management, chargeback resolution and chargeback prevention in the field of payment processing services; management and consultation, namely, providing a wide range of security information and security threat analysis to online retailers by electronic means in connection with credit cards, debit cards and other payment cards, marketing data, cardholder spending, fraud, risk management, terminated merchants and reporting of chargebacks on credit cards; fraud detection services in the field of payment cards for online purchasing