XPRESSO

Magnetically encoded credit cards; Magnetically encoded debit cards; magnetically encoded gift cards; Magnetically encoded prepaid cards; Downloadable mobile application for management of prepaid cards, bill payment, credit score review, management of demand deposit accounts, management of debit cards, management of prepaid cards, management of gift cards, and small dollar consumer loans; Downloadable software for enabling the electronic transfer of money between users; Downloadable software for enabling processing of electronic funds transfers and payments made via ACH, credit card, debit card, electronic check and electronic, mobile and online payments; Downloadable software for capturing, managing, and storing credit card and debit card information; Downloadable software for processing, facilitating, verifying, and authenticating mobile payments and contactless transactions with retailers, merchants, and vendors using a mobile device

Electronic payment services, namely, enabling electronic processing and transmission of electronic funds transfer and payments via ACH, credit card, debit card, prepaid cards, wireless wallets, mobile wallets, electronic wallets, electronic check and electronic, mobile and online payments; Financial services, namely, electronic funds transfer; clearing and reconciling financial transactions via a global computer network and wireless networks; Providing electronic mobile payment services for others in the nature of providing secure commercial transactions and payment options using a mobile device at a point of sale