XPLOR PAY

Downloadable software in the nature of a mobile application for use as a payment gateway that authorizes processing of credit cards or direct payments for merchants; Downloadable software in the nature of a mobile application for use in payment transaction processing; Downloadable software in the nature of a mobile application for use in automated and virtual payment transaction processing; Downloadable software in the nature of a mobile application for providing an on-line database in the field of transaction processing to upload transactional data, provide statistical analysis, and produce notifications and reports; Downloadable software in the nature of a mobile application for collecting required tax form data and information from businesses and generating tax-related reports therefrom; Downloadable software in the nature of a mobile application for ensuring businesses’ compliance with monetary disbursement regulations relating to financial transactions and payment processing services; Downloadable software in the nature of a mobile application for use in invoice processing, issuance, collection, and reconciliation; Point-of-sale (POS) terminals; Point-of-sale terminals for making contactless payments

Merchant services, namely, payment transaction processing services; Charge card and credit card payment processing services; Payment and funds verification services; Financial transaction services, namely, providing secure commercial transactions and payment options; Providing electronic processing of electronic funds transfer, ACH, credit card, debit card, electronic check and electronic payments; Payment processing services, namely, credit card and debit card transaction processing services; Processing of debit card payments; Processing of credit card payments; Processing of electronic wallet payments; Processing virtual credit card payments; Processing of contactless credit and debit card payments; Providing electronic processing of ACH and credit card transactions and electronic payments via a global computer network; Providing secure commercial transactions and payment options using a mobile device at a point of sale; Financial transaction services, namely, providing secure commercial transactions and payment options using a mobile device at a point of sale; Mobile payment processing services, namely, credit card and debit card transaction processing services via mobile electronic devices; Gift card transaction processing services; Loyalty program payment processing services; Bill payment services; Bill payment services provided through a website

Software as a service (SAAS) services featuring software for use as a payment gateway that authorizes processing of credit cards or direct payments for merchants; Software as a service (SAAS) services featuring software for use in payment transaction processing; Software as a service (SAAS) services featuring software for use in automated and virtual payment transaction processing; Software as a service (SAAS) services featuring software for providing an on-line database in the field of transaction processing to upload transactional data, provide statistical analysis, and produce notifications and reports; Software as a service (SAAS) services featuring software for collecting required tax form data and information from businesses and generating tax-related reports therefrom; Software as a service (SAAS) services featuring software for ensuring businesses’ compliance with monetary disbursement regulations relating to financial transactions and payment processing services; Computer services, namely, hosting an interactive web site that allows for the transaction and processing of online payments; Data encryption services; Data encryption services for providing security and anonymity for electronically transmitted credit card transactions