XPECTATIONS! PLUS

Charge card and credit card services; clearing and reconciling financial transactions via a global computer network; credit and cash card services; credit card and debit card services; credit card and payment card services; financial services, namely, funding online cash accounts from prepaid cash cards, bank accounts and credit card accounts; financial services, namely, providing on-line stored value accounts in an electronic environment; issuing prepaid debit cards; processing electronic payments made through prepaid cards; electronic funds transfer; funding prepaid cards, namely, general purpose reloadable prepaid cards, by direct deposit, in-store cash transfers, electronic funds transfers, and card to card transfers; financial transaction services involving payments to online and offline retailers, merchants and content providers using cash account information stored in a centralized database, namely, providing secure commercial transactions and payment options; electronic funds transfer and currency transfer services; transaction authorization and settlement services, namely, the processing and funds settlement of transactions; cash disbursement services, namely, cash disbursement through automated teller machines, in-store unloading of funds from card, and cash back from retail purchases; financial services, namely, funding online cash accounts from prepaid cash cards, bank accounts and credit card accounts; debit card services; distribution and issuing of debit cards