XOR

Credit risk management; Providing financial risk management services for electronic funds transfer, credit and debit card and electronic check transactions via a global computer network; Credit and financial consultation; Financial risk management; Financial risk management consultation; Fraud reimbursement services in the field of credit card purchases

Software as a service (SAAS) services featuring software for credit risk management and financial risk management; Application service provider, namely, hosting, managing, developing, analyzing, and maintaining applications, software, and web sites, in the fields of credit and risk management