XIPWIRE

electronic payment services, namely, establishing financial accounts used to receive and/or transmit payments via an electronic communications network and/or a global computer network; clearing and reconciling payments made to or from financial accounts via an electronic communications network and/or a global computer network; initiating a request for payment to a financial account via en electronic communications network and/or a global computer network; initiating a payment to a financial account via an electronic communications network and/or a global computer network