downloadable computer software, downloadable computer application software and downloadable application software for the hospitality industry for facilitating all kinds of business functions, namely, for processing, administering, and managing monetary transactions, for facilitating gratuity payments, for completing e-commerce payments, for connecting service providers with customers, for currency conversion, for issuing receipts, for accounting, and for facilitating and managing communications with customers; downloadable software, downloadable computer application software and downloadable application software for the food and drink services industry for facilitating all kinds of business functions, namely, for processing, administering, and managing monetary transactions, for facilitating gratuity payments, for completing e-commerce payments, for connecting service providers with customers, for currency conversion, for issuing receipts, for accounting, and for facilitating and managing communications with customers; downloadable computer software, downloadable computer application software and downloadable application software for processing, administering, and managing monetary transactions and facilitating gratuity payments; downloadable software for completing electronic, online, e-commerce payment; electronic payment processing apparatus and terminals in the nature of point-of-sale terminals; magnetically encoded cards for effecting and processing transactions and payments; magnetically encoded cards for processing payments; downloadable encryption software; downloadable software for marketing and promoting service providers, for connecting service providers with customers, for identifying business leads, and for reviewing and ranking business performance and customer satisfaction; downloadable software for processing transactions based on encoded digital identifiers, encoded devices, and wireless communication devices; downloadable software to facilitate and carry out transfers of payments and financial transactions; downloadable banking software for performing financial transactions; downloadable currency conversion software; downloadable software for trading and exchanging assets, currency, units of monetary value, and loyalty scheme points; downloadable software for verifying and establishing personal identity; downloadable authentication software; downloadable software for issuing payment receipts; downloadable accounting software; downloadable software to facilitate and manage communications between businesses, traders and customers
Electrical and Scientific Apparatus