XCHANGE SYSTEMS

STORED VALUE CARDS FOR PURCHASING GOODS AND SERVICES VIA A GLOBAL COMPUTER NETWORK

DISSEMINATION OF ADVERTISING FOR OTHERS BY MEANS OF A GLOBAL COMPUTER NETWORK

FINANCIAL AND STORED VALUE CARD SERVICES, NAMELY, ISSUING STORED VALUE CARDS, AUTHORIZING PURCHASES MADE WITH STORED VALUE CARDS, PROVIDING SYSTEM FOR PURCHASING ADDITIONAL VALUE FOR STORED VALUE CARDS, PROVIDING PAYMENT SYSTEM FOR ALLOWING CONSUMERS TO MAKE ON-LINE PURCHASES WITH STORED VALUE CARDS

PROVIDING ANONYMOUS TRANSMISSION OF INFORMATION VIA A GLOBAL COMPUTER NETWORK

COMPUTER SERVICES, NAMELY, PROVIDING INFORMATION IN THE FIELD OF ONLINE CONSUMER PRIVACY AND ONLINE SECURITY OF PERSONAL INFORMATION BY MEANS OF A GLOBAL COMPUTER NETWORK; CREATING INDEXES OF INFORMATION, SITES, AND OTHER RESOURCES AVAILABLE ON COMPUTER NETWORK FOR OTHERS; SEARCHING AND RETRIEVING INFORMATION, SITES AND OTHER RESOURCES AVAILABLE ON COMPUTER NETWORKS; PROVIDING AN ONLINE LINK TO SHOPPING AND RETAIL SITES OF OTHERS; OPERATING AN ONLINE GIFT REGISTRY; AND PROVIDING INFORMATION REGARDING CURRENCY EXCHANGE RATES