XCELONE

Magnetic and electronically coded cards and readers; telecommunications equipment, namely, telephones and point of transaction terminals; and computer software for transmitting, displaying and storing identification and financial information for use in the financial services, banking and telecommunication industries

Financial services, namely, broad-based financial and bank-card services, namely, credit and debit card services, cash disbursement services, check verification services, and check cashing card services; financial services involving the use of plastic cards by cardholders at merchant and banking outlets, namely, payment to merchants, loans to cardholders, or transfer of cardholder funds; and financial services, namely, cash disbursement services, credit and debit card services, and electronic funds transfer services