XCALIBUR

Portable, handheld digital electronic device for the storage, organization, retrieval and transmission of account information, namely, credit card account information for use at point of sale locations, access information, electronic coupons, electronic receipts and electronic tickets; electronic docking stations for connecting handheld devices to a personal computer; computer software for the organization, storage, and download of account information, namely, credit card account information, to a portable handheld digital electronic device, and for retrieving account information from account issuers via the Internet; wireless communications device for receiving and transmitting account information, access information, electronic coupons, electronic receipts and electronic tickets; battery chargers