XBUILD

Payroll preparation; Payroll processing services; Invoicing; Provision of an online marketplace for buyers and sellers of goods and services; Business project management services for construction projects; Purchasing and procurement services, namely, procuring of contracts for others for the purchase of goods and labor contracting services

Arbitration services; Mediation; Alternative dispute resolution services

Downloadable computer software for electronic payments, invoicing, digital and electronic wallets, electronic funds transfer, escrow administration, and blockchain‑based smart‑contract management; Downloadable computer software for electronic identity verification in financial transactions using biometric authentication; Downloadable computer software for data synchronization of payment transactions between offline client devices and cloud‑based servers; Downloadable application programming interface (API) software for integrating electronic payment processing, escrow, smart‑contract execution, identity verification, and transaction‑fraud detection into third‑party software; Downloadable computer software for use as an electronic wallet; Downloadable software for generating cryptographic keys for receiving and spending cryptocurrency; Downloadable middleware for message queuing, data caching, and store‑and‑forward transmission of electronic payment transaction data over intermittently connected networks and mesh networks

Payment verification services; Blockchain-based payment verification services; Payment processing services, namely, credit card and debit card transaction processing services; Electronic funds transfer; Money transfer; Electronic transfer of cryptocurrency; Electronic transfer of virtual currencies; Financial exchange of virtual currency; Bill payment services; Bill payment services provided via an electronic wallet; Currency exchange services; Financial clearing houses; Maintaining escrow accounts for milestone‑based payments; Providing working capital financing to small businesses and small business owners; Loan financing; Factoring agency services; Providing financial information in the field of digital assets and fiat payment transactions

Software as a service (SAAS) services featuring software for initiating, verifying, routing, and settling electronic payments, managing financial escrow, executing and validating blockchain‑based smart contracts, generating audit trails and analytics, risk scoring, transaction monitoring, and compliance reporting; Platform as a service (PAAS) featuring computer software platforms for integrating payment processing, digital wallets, escrow management, smart‑contract functionality, and identity verification into third‑party software via application programming interfaces (API); Providing temporary use of on-line non-downloadable software for sanctions screening, anti‑money‑laundering (AML) monitoring, and transaction risk scoring; Providing temporary use of on-line non-downloadable software for supply‑chain and procurement workflow management, vendor management and credential verification, and workforce management including time and attendance tracking, scheduling, and payroll administration; Providing temporary use of on-line non-downloadable software for onboarding and authenticating users, identity verification including biometric authentication, and user authorization for e‑commerce transactions; Providing temporary use of on-line non-downloadable software for message queuing and data synchronization of electronic payment transaction data between offline client devices, edge nodes, mesh networks, and cloud‑based systems; Providing user authentication services using single sign-on technology for online software applications; User authentication services using technology for e-commerce transactions; User authentication services using blockchain technology for cryptocurrency transactions; User authentication services using blockchain technology for online software applications; Computer programming of smart contracts on a blockchain; User authentication services using blockchain technology for e‑commerce transactions; Providing temporary use of on-line non-downloadable software for application integration