XACTUS

Credit risk management, namely, verification of employment, income and assets for credit scoring purposes; Credit rating services; Financial credit scoring services; Credit reporting services; Evaluation of credit bureau data; Funds verification services; Providing financial risk management services for electronic funds transfer, credit and debit card and electronic check transactions via a global computer network; Financial data analysis for credit verification purposes; Business credit verification services; Financial services, namely, credit agencies featuring credit processing, namely, credit checking, credit analyzing, and financial reporting services; Providing an Internet website portal featuring financial data, financial data analysis, credit information, identity, employment, and asset verification, property qualification and providing related reports, all for use by financial institutions and for financial purposes

Software as a service (SAAS) services featuring software for use in the aggregation and analysis of financial data and information in the fields of financial and property risk management, credit risk management and credit rating