X SAVINGS

banking services; checking and savings account services; bill payment services, namely, payment administration; bank card, debit card and electronic payment card services; money transmission services, namely, electronic transfer of money; mortgage lending services; financing of loans; arranging and provision of loans; financing services, namely, cash flow services whereby cash is provided to consumers in exchange for ownership of or a security interest in lottery prize, structured settlement, and deferred payment obligations; consumer lending services, namely, providing loans whereby lottery prize, structured settlement, and deferred payments are used as loan collateral