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Cloud computing featuring software for providing business analytics and weather and man-made risk analysis using historical, real-time and forecasted weather and man-made hazard event data used with geographic information systems; Computer software development in the field of location intelligence and geographic information systems; Computer software development, computer programming and maintenance of computer software for geospatial risk analysis; Consulting services in the field of cloud computing; Consulting services in the field of software as a service (SAAS); Providing virtual computer systems and virtual computer environments through cloud computing; Software as a service (SAAS) services featuring software for providing business analytics and risk management, namely, the effects of weather and man-made hazard events on business assets; Software as a service (SAAS) services featuring software for GIS based operations modules using weather and man-made hazard event data for providing business analytics and risk analysis, namely, the effects of weather and man-made hazard events on business assets