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Banking; financial services, namely, bill payment services, credit card and debit card services, consumer and commercial lending services, electronic funds transfer, financial consultation, financing services, mortgage planning, maintaining mortgage escrow accounts, mortgage brokerage, mortgage compliance consulting services concerning financial requirements for mortgages for mortgage lenders and servicers and mortgage brokers, mortgage lending, mortgage procurement for others, mortgage refinancing, mortgage services in the nature of buyer pre-qualification of mortgages for mortgage brokers and banks and providing electronic processing of electronic funds transfer, ACH, credit card, debit card, electronic check and electronic payments