WORLD'S DIGITAL BANK

Financial services, namely, banking and online banking services; credit card services; commercial and consumer lending and financing; real estate and mortgage brokerage; estate trust management, planning and consulting services; fiduciary services, namely, fiduciary representative services; financial investment in the field of securities; funds investment; investment advisory services; securities brokerage and trading services for others; electronic funds transfers; electronic cash transactions; electronic credit card transactions; electronic payment, namely, electronic processing and transmission of bill payment data; electronic debit transactions; insurance services, namely, underwriting, and brokerage of property, casualty and life insurance policies and annuity contracts; providing online interactive news and information in the fields of banking and finance provided via a global computer network or a mobile device

telecommunication and information technology services, namely, electric, digital, cellular and wireless transmission of voice, data, information, images, signals and messages by means of telecommunications networks, wireless communication networks and the internet and transmission of voice, data, images, audio, video and information via telephone; providing Telecommunications connections over a global communications network, electronic mail, voice mail and messaging services, namely, the recording and subsequent transmission of voice messages by telephone; personal communications services; pager services