WORLDPOINTS WWWW

Promoting the sale of credit card accounts through the administration of incentive award programs

Banking and financial services, namely, providing credit card, and stored value smart card services; electronic funds transfer services, electronic bill payment services; cash disbursements services, and credit card transaction authorization and settlement services; value exchange services, namely, the secure exchange of monetary value, namely, electronic cash, over public computer networks to facilitate electronic commerce; smart cards services for exchanging monetary value, and electronic cash services, namely, currency exchange in a secure environment over global electronic communications networks