WORLDPOINTS PREMIER

Promoting the sale of credit card accounts through the administration of incentive award programs

Banking and financial services, namely, providing credit card, debit card, charge card and stored value smart card services; electronic funds transfer services, electronic bill payment services; cash disbursements services, and credit card transaction authorization and settlement services; value exchange services, namely, the secure exchange of monetary value, namely, electronic cash, over public computer networks to facilitate electronic commerce; smart card services for exchanging monetary value, and electronic cash services, namely, currency exchange in a secure environment over global electronic communications networks