WORK HARD, RETIRE SMART

FINANCIAL AND INVESTMENT SERVICES, NAMELY, CAPITAL INVESTMENT CONSULTATION; FINANCIAL INVESTMENT IN THE FIELD OF SECURITIES; FINANCIAL SERVICES IN THE NATURE OF AN INVESTMENT SECURITY; FUND INVESTMENT CONSULTATION; FUNDS INVESTMENT AND TRANSFER; INVESTMENT ADVICE; INVESTMENT BROKERAGE; FINANCIAL AND INVESTMENT CONSULTATION, MANAGEMENT, AND ANALYSIS; INVESTMENT OF FUNDS FOR OTHERS; MUTUAL FUND INVESTMENT; FINANCIAL MANAGEMENT, PLANNING, AND RESEARCH; ADMINISTRATION OF RETIREMENT PLANS; RECORD KEEPING FOR RETIREMENT PLANS; CONSULTING AND ANALYSIS IN THE FIELD OF RETIREMENT PLANS; ADMINISTRATION OF EMPLOYEE BENEFITS PLANS; PROVIDING FINANCIAL INFORMATION BY ELECTRONIC MEANS; MUTUAL FUND, COMMODITIES, AND STOCK BROKERAGE; FINANCIAL PORTFOLIO MANAGEMENT; AUTOMATED SECURITY BROKERAGE; ELECTRONIC FUNDS TRANSFER; FINANCIAL RESEARCH