WM CONNECTIONS

Banking services; credit and debit card services; checking and savings account services; securities brokerage account services; financial and investment services namely, investment and securities brokerage services and investment portfolio account services; providing banking, financial, investment, securities, credit card, and lending information and information related to banking, financial, investment, securities, credit card, and loan accounts via the Internet; online trading of stocks, bonds and other securities; tracking of individual securities trading transactions via the Internet; financial services, namely, providing an online web site in the fields of financial research, financial investment, financial portfolio management, financial portfolio performance analysis and calculation of financial risk; financial forecasting, namely, financial portfolio performance simulation and cash flow forecasting; all of the aforementioned services provided to the investing public, consisting of individual retail and individual and corporate commercial customers, but not investment professionals; and philanthropic services consisting of monetary donations