WISE

Downloadable computer software platforms for banking and facilitating foreign currency payments [ ; Magnetically encoded debit cards ] * other than credit card, debit card, or payment card transactions; none of the foregoing in the field of payroll *

Banking services; Credit bureau services; [ Debit account services featuring software applications and physical debit cards; Debit card transaction processing services; ] Financial advice; Financial analysis and research services; Financial credit scoring services; Financial services, namely, providing for the exchange of foreign currency, commodities, financial derivatives, interest rate products, and equities via the internet and intranet systems; Payment processing services in the field of bill payments; Providing electronic processing of electronic funds transfer, ACH, [ credit card, debit card, ] electronic check and electronic payments; Providing financial information * ; all of the foregoing in the field of multi-currency monetary accounts; none of the foregoing in thefield of payroll *