Magnetically encoded debit cards; Downloadable mobile application software for enabling the electronic transfer of money between users; Downloadable mobile application software for promoting the goods and services of others, namely, providing information regarding rewards, discounts, cash back, coupons, rebates, vouchers and special offers for the goods and services of others; Downloadable mobile application software for enabling processing of electronic funds transfers and payments made via ACH (automated clearing house), credit card, debit card, electronic check and electronic, mobile and online payments; Downloadable mobile application software for enabling the transfer of funds, splitting of funds, and sharing of funds between users; Downloadable mobile application for enabling the electronic transfer of money between users; Downloadable mobile applications for promoting the goods and services of others, namely, providing information regarding rewards, discounts, cash back, coupons, rebates, vouchers and special offers for the goods and services of others
Electrical and Scientific Apparatus