WILMINGTON TRUST COMPREHENSIVE WEALTH PLANNING FRAMEWORK

Financial services, namely, providing financial analysis, financial consultation, financial planning, financial management, home equity line of credit (HELOC) financing, cash management, mortgage banking, safety deposit box services, and financial account services, namely, commercial checking account deposit services, in the nature of corporate checking, corporate checking with interest, and corporate checking not-for-profit negotiable order of withdrawal (NOW), commercial credit card payment processing services, automated clearing house (ACH) payment processing services, account reconciliation payment services in the nature of bill payment services, controlled disbursement payment services, wire transfer payment services; investment services, namely, providing investment analysis, consultation, planning, management, advisory, brokerage, banking, financial portfolio management, certificates of deposit, financial asset management, private banking, trust and estate management and financial research services with respect to securities, commodities, real estate and other instruments of investment; securities trade execution and brokerage services; mutual fund administration services; financial and investment consulting, management and advisory services, providing financial information on investment and securities performance, investment and securities brokerage services; treasury management services, namely, electronic fund transfer services, cash management services and foreign exchange services in the nature of foreign exchange transactions, foreign exchange information services, and foreign exchange risk advisory services; providing banking, financial, investment and insurance consultation and information via computer networks and telecommunication networks for the electronic, telephonic and telefacsimile transmission of audio and data; and providing interactive banking, financial, investment and insurance consultation via computer networks, internal computer information networks and telecommunication networks for the electronic, telephonic and telefacsimile transmission of audio and data