Downloadable mobile applications for enabling the electronic transfer of money between users; Downloadable mobile applications for for promoting the goods and services of others, namely, providing information regarding rewards, discounts, cash back, coupons, rebates, vouchers and special offers for the goods and services of others; Downloadable software for enabling the electronic transfer of money between users; Downloadable software for promoting the goods and services of others, namely, providing information regarding rewards, discounts, cash back, coupons, rebates, vouchers and special offers for the goods and services of others; Downloadable software for enabling processing of electronic funds transfers and payments made via ACH (automated clearing house), credit card, debit card, electronic check and electronic, mobile and online payments; Downloadable software for enabling the transfer of funds, splitting of funds, and sharing of funds between users; Magnetically encoded debit cards
Electrical and Scientific Apparatus