WHEN INSIGHT MATTERS

Banking services; investment banking services and corporate financial analysis and consultation services; merchant banking services; trust services, namely, estate trust management services; securities services, namely, brokering of securities for others; securities dealer services, namely, brokering of various corporate and investment banking products and services; insurance administration services for investment and corporate banking products and services; investment services, namely, investment consultation services; precious metal services, namely, commodity exchange services for precious and base metals; corporate commercial lending services; syndicated corporate commercial lending services; automated securities brokerage services, namely, structuring of new issues, financial research and commodities trading for others; structured leasing of real property; commodities trading for others, namely, the trading of securities, high yield debt, and precious and base metals, securities underwriting; brokerage services in the field of commodities; financial analysis and consultation, namely, mergers, acquisitions, divestitures and corporate restructuring services; commodity investment advice, namely, stock, bond and money market brokerage and investment services; financial asset management services; commodity trading for others, namely, trading of futures, options, foreign exchange, derivatives and commodities; corporate real estate brokerage services; financial analysis and consultation services, namely, mutual finds management and sales services and annuity services; online financial analysis, brokerage and consultation services rendered via a global information network