WHEN DEBT IS THE PROBLEM, WE ARE THE SOLUTION

Debt management services; debt recovery services; debt counseling services; debt management consultation; debt advisory services; debt consolidation services; housing counseling services, namely, services related to home and mortgage-related debt management; housing counseling services, namely, foreclosure financial prevention counseling, mortgage payment assistance financial counseling, reverse mortgage financial counseling, pre-purchase homebuyer financial counseling, and financial counseling to others experiencing mortgage payment difficulties; debt counseling and financial advice in the nature of and budget planning counseling; providing a website featuring educational information relating to personal finance

Financial wellness, namely, classes, workshops, seminars, training, and interactive online courses in the field of personal finances, and distribution of educational materials in connection therewith; financial education, namely, classes, workshops, seminars, training, and interactive online courses in the field of personal finance, and distribution of educational booklets, newsletters, electronic online non-downloadable newsletters, online non-downloadable videos, and other print and online non-downloadable educational materials used therewith