WF

Downloadable software in the nature of a mobile application for users to make contactless payment transactions, namely, initiating payment transactions via a mobile telecommunications device by providing a one-time electronic security token as a substitute for the user's credit, payment or debit card information; downloadable software in the nature of a mobile application for users to store and retrieve customer account information at retail or wholesale locations or virtual points of sale; downloadable computer software allowing for merchants to process customer payment transactions via a mobile telecommunications device by means of a one-time electronic security token as a substitute for the customer's credit, payment or debit card information

Credit, debit and payment card services; Financial services, namely, the provision of contactless mobile payments at merchants in the field of retail, online retail store services and wholesale store services

Telecommunications services, namely, the electronic transmission of data for contactless payment services provided through mobile telecommunications devices; mobile telecommunication services, namely, using electronically digitized information in connection with the provision of credit, debit and payment cards; electronic data transmission in the nature of machine readable code which is displayed on a mobile device display screen