WESTERN UNION

Financial services, namely, money transfer services; electronic funds transfer services; bill payment services; money order services; [ credit card services;] automatic teller machine services; [debit and ] stored value card services;direct deposit of funds into customer bank accounts; prepaid card services in the nature of adding airtime to prepaid or pay-as-you-go wireless services, [ reloading cash on pre-paid/secured debit cards, ] and recharging minutes to pre-paid long distance calling cards [ ; and gift check services in the nature of issuing personalized gift checks akin to money orders ]