WESTERN UNION

Financial services, namely, money transfer services; electronic funds transfer services; bill payment services; money order services; [ credit card services; ] automatic teller machine services; [ debit and ] stored value card services; direct deposit of funds into customer bank accounts;[ prepaid card services in the nature of adding airtime to prepaid or pay-as-you-go wireless services, reloading cash on pre-paid/secured debit cards, and recharging minutes to pre-paid long distance calling cards; and gift check services in the nature of issuing personalized gift checks akin to money orders ]